(Dive Travel Business News - January 2, 2012) -- The dive industry has inherent risks and to underscore them, Insurance Management Services, Inc offers a free e-book entitled 25 Risk Management Tips. Authored by dive insurance expert Carol Christini - the primer dispels some core myths and provides excellent tips on managing risk in the industry. President of Insurance Management Services, Inc, Christini offers three additional risk management tips for industry professonals here:
Risk Tip 26: Testing Equipment after Incidents:
- Do not disassemble, alter or change the equipment but do take detailed photos of equipment and gauges (using a camera or smart phone) before releasing equipment to the local authority: medical examiners, USCG, Police or Sheriff’s office.
- If equipment is lost in a rescue attempt do not to recover the equipment unless directed to do so by the local authority.
- Have three people verify the amount of air, log the amount of PSI. Then have those three place their signature and telephone number next to the PSI. Keep this log as a permanent record.
- Ask for a receipt of the equipment from the authority when equipment is released, and have the authority include the amount of PSI on the receipt. Keep this document as a permanent record.
- Ask for the equipment involved in an incident to be immediately and properly preserved by the local authority. Equipment should be tested in a timely manner by a qualified technician to prevent critical evidence being lost. Otherwise, there is danger of a false positive or false negative when equipment is tested at a later date – especially equipment that has been in salt water.
Risk Tip 27:1 The 5 Common Causes of Accidents in Extreme Sport Activities are:
- Over estimate ability – The participant over estimates their own experience, training or ability.
- Under estimate difficulty – The participant does not properly estimate the difficulty of the activity they are about to embark.
- Goal oriented, Too focused– The participant is too focused on the goal and therefore chooses not to modify the plan as circumstances warrant.
- Not paying attention to detail – The participant is unaware of the changes in circumstances, equipment, or environment.
- Bad luck – Situations occur that could not be predicted nor managed properly.
1Taube, Nick. Summarization. Deep Survival: Who Lives, Who Dies and Why by Laurence Gonzales. 2003.
Risk Tip 28: Although scuba professionals generally have no legal duty to eliminate (or protect a diver against) risks inherent in the sport itself, it is well established that generally scuba professionals “do have a duty” to use due care not to increase the risks to a participant over and above those inherent in the sport.
Insurance Management Services, Inc offers liability, errors and omissions coverage for individual professionals and dive businesses (including affiliated professional staff when functioning as an employee or exclusive subcontractor) involved in orientation to, supervision, and instruction of swim, snorkeling and diving activities sanctioned under a recognized training agency. Coverages offered include dive business general liability and professional liability, individual professional liability, property coverage, and dive charter hull and liability, on-site swim programs, and equipment manufacturers’ product liability. The company website offers a full description of its plans at DiveSecure.com. For a copy of the first 25 risk managementn tips, click here.
Insurance Management Services, Inc. is located in
** This RSS Feed is brought to you by www.DiveTravelBusinessNews.com **
Printer-friendly version
Send to friend